Finance Department
Auto Loans
The Bill Penney Mitsubishi finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Huntsville, Madison, and Redstone Arsenal to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Harvest to Capshaw. Whether you are right down the road or an hour away from Huntsville you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Bill Penney Mitsubishi loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Mitsubishi vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Mitsubishi vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Bill Penney Mitsubishi finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Alabama banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Mitsubishi Financing – Huntsville, AL
A large part of car shopping for those in Huntsville, Athens, and Elkmont, Alabama, centers around financing. To help you create a financial plan that you feel confident in, Bill Penney Mitsubishi has developed a well-rounded financial center where we can help you build the right plan, answer any questions you might have, assist in securing a favorable loan, and much more. Along with in-house assistance from our team of trained and experienced consultants, we also provide a wealth of online tools to help you get a jump start on the financial process when it’s convenient for you!
Receive Assistance from Our Expert Staff
You’ll quickly find that the savvy consultants on our staff can provide endless insight into the financing process while also working to build a plan that caters to your specific lifestyle and preferences. For example, when you begin a conversation at our finance center, our team will take some time to understand your unique situation. If you have specific questions, they’ll happily address each one. Or, if you have specific financial details you want to put in place, we’ll work to make that happen. Often, visitors want to go over leasing and buying, long-term and short-term payment plans, or other particulars involved in the financial process. No matter your questions, you’ll find our staff is equally accommodating and insightful.Credit & Loans
Two other major factors that go into the financial process and can be dealt with at our financial center would be loan acquisitions and credit. If you aren’t sure what your credit status looks like or are eager to improve your credit score to help you receive more favorable interest rates, our team will create a helpful guideline for how you can achieve this goal. A few of the tips that may be included in the guide are:- Making payments in full and on time each month
- Consolidating your payments onto a single card
- Avoiding financial dealings that may be considered risky, such as large cash advances
Online Tools & Benefits
Explore some of your online shopping options before stopping into our financial center. We have tools that will give you a jump start on the entire process, such as:- Trade-in calculatorthat estimates the current trade-in worth of the vehicle currently in your driveway.
- Payment calculator will give you an idea of what monthly payments will be for your favorite vehicle.
Huntsville, AL Mitsubishi Financing and Leasing Specials
Whether you sit down with one of our finance team members or explore our finance department on our website, you’ll have access to our current finance and lease specials.
These specials are designed to help drivers get behind the wheel of a vehicle they love. We rotate these specials occasionally, so if you don’t see one right now, be sure to check back soon.
Let us know if you have questions about any finance specials you see. We will do our best to answer them and find a finance special that might suit your situation.
Buying vs Leasing
You can get behind the wheel of a Mitsubishi in two ways, buying or leasing. Both have their advantages, and we’ll cover some of the basics of each option. If you want to speak with someone about buying or leasing, feel free to contact our financial experts.
When you purchase a vehicle, you are often paying off a loan. You’ll receive the title and own the car when the loan is complete. Owning a vehicle means that you can drive it, service it, and decorate it in a way that works for you. You can even sell it when you’re ready for your next ride.
Leasing is similar to a long-term rental. Leases, on average, last a couple of years, and at the end of your lease, you return the vehicle to the dealership. This is a commitment-free way to drive a car. Most leases are done with new vehicles, so you’ll have access to the latest tech and models.
When you lease a vehicle, it is almost always under warranty for the duration of your lease and is most likely a new vehicle. However, with leases, there is often a mileage threshold you must stay under. You may also be required to get your car serviced at specific service centers.