Bad Credit Financing near Huntsville AL

Is your credit score not where you'd like it to be? You can still get behind the wheel of a reliable road companion! At Bill Penney Mitsubishi, we provide bad credit financing for drivers who need it near Huntsville, Alabama. 

On this page, you can learn more about financing a car with low credit, how to improve your credit score, and working with our expert finance team

How Can I Finance a Car With Bad Credit?
How Can I Finance a Car With Bad Credit?

A dependable vehicle is a necessity for most people. From daily work commutes to weekend getaways, you deserve a car that meets all your needs. If your credit is low, you can count on our finance team to craft a plan that you feel confident about. 

You'll need to determine your credit score to determine what type of car loan you're eligible for. Your credit score is considered low if it falls below 670. 

Drivers with low credit may find shopping for a used car beneficial, as these models typically offer more financial flexibility than new models. If you have a current vehicle, use our valuation tool online to learn its estimated value and start the trade-in process. The trade-in value will go toward your next ride. 

Improving Your Credit Score

Even if your credit score is low, you can make positive changes to improve it. There are a few things you can do to build your credit before you begin your car-buying journey, such as: 

  • Pay your bills on time 
  • Pay your bills in full 
  • Pay your balances strategically 
  • Review your credit accounts and history

Paying your bills on time and in full to improve your credit score is essential. If you have credit card debt, you should pay your balance back. Be sure to review your account history for any potential errors or oversights. 

You can even build your credit score by financing your next vehicle! Making on-time payments on your car will help improve your credit over time. 

Work With Our Finance Team near Huntsville AL

Regardless of your credit score, the finance team at Bill Penney Mitsubishi is here to help you drive your dream car. When you visit our finance center, our experts will meet with you to review your options. This is your opportunity to discuss your financial needs and budget for your vehicle. 

Once our financers have created a personalized plan you've signed off on, you can start exploring the road with your new ride! Why not start here in the city of Huntsville? Enjoy the Huntsville Museum of Art or the stunning Huntsville Botanical Garden and make life-lasting memories. 

No matter where you head next, we can help you get there with a car and financing plan you love. 

 

Ask Our Finance Team About Bad Credit Car Loans Today!

If you need bad credit financing near Huntsville, AL, you can turn to the team at Bill Penney Mitsubishi. Our finance center is ready to meet with you and begin crafting a personalized plan. 

Contact us and complete our online finance application today to get started!  

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